New Communities NOW Open! 

We've launched brand-new communities in Louisburg, Blue Springs, Oak Grove, and Kansas City,  with the LOWEST base pricing! We haven't seen prices like this in our market since 2019! Browse available communities below! 

*Please see below for all terms and conditions

Quick Move-In-Homes

We've price-adjusted over 35 homes, allowing you to SAVE BIG and move this year! Browse available homes below! 

We Pay $22k:

*Contracts written between 10/1/2025 and 11/30/2025. Offer is available on new builds when paying cash or using Silverton Mortgage in following communities: Abbey Valley, Prairie Ridge, Boulder (single-family only), Bailey Farms (Honey and Lifestyle sections only), Eastbrooke, Somerbrook and Starbrooke. Available for well-qualified buyers on full-price offers only. Must be established at the initial contract; can't be added post-contract. Builder credit of up to a maximum of $22,000 may be applied on one of these three options: 1) Buying down the interest rate with Silverton Mortgage, 2) Seller paid closing costs through Silverton Mortgage, or 3) Eligible upgrade options as outlined on our change order matrix. Options can be combined. Rate buydown and closing costs subject to Silverton Mortgages' rules, restrictions and program qualifications. Contact Summit Homes for additional information, qualifications and restrictions. Cannot be combined with any other offers, including Silverton's Forward Mortgage Programs, $3,000 seller paid closing costs, the Local Legends program, or Buyer University when using Silverton Mortgage. Builder credit is to be reflected on the closing settlement statement. Subject to change without notice.

4.99% Financing:

All trademarks are the property of their respective owners.
Silverton Mortgage is authorized to originate FHA, VA and USDA loans, but it is not an agent of, or affiliated with, the U.S. Government.
ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

*Example of 96.5% LTV FHA Loan Program with $400,000.00 sales price. $392,755.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $2,105.99 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $14,000 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.748% APR, and 4.99% interest rate as of 05/23/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Silverthorne Homes sales manager for a list of eligible homes. Contracts written on or after 07/01/2025. Loan must close before 02/26/2026. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

**Example of 100% LTV (0% Cash Down) VA Loan Program with $400,000.00 sales price. $413,200.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly
payments at $2,215.62 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 0% cash down payment of $0 required. Example assumes 780 credit score, 5.296% APR, and 4.99% interest rate as of 05/23/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Silverthorne Homes sales manager for a list of eligible homes. Contracts written on or after 07/01/2025. Loan must close before 02/26/2026. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

***Example of 75% LTV Conventional Loan Program with $400,000.00 sales price. $300,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,701.49 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $100,000 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.558% APR, and 5.49% interest rate as of 05/23/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Silverthorne Homes sales manager for a list of eligible homes. Contracts written on or after 06/27/2025. Loan must close before 03/16/2026. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. 09/2025

Arm Forward Commitment Program: 

All trademarks are the property of their respective owners.
ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.
*Contact your Summit Homes sales manager for a list of eligible homes. Contracts written on or after 09/9/25 Loan must close before 12/31/25. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

**Example of 95% LTV (5% Cash Down) 7/6 ARM Loan Program with $400,000.00 sales price. $380,000.00 loan amount - 7-yr adjustable rate loan (30-yr term) with 0.5 points based on 360 monthly payments. 5% cash down payment of $20,000.00 required. Example includes $1,495.00 origination fee, 5.921% APR, and 3.875% interest rate as of 08/16/25 Initial monthly payment will be $1,786.90 (principal and interest only). After the initial fixed rate period and subject to the interest rate adjustment caps, the maximum first adjusted rate for this example will never be more than 8.875% with a first adjustment maximum payment of $3,023.45 (principal and interest only). The maximum lifetime rate will never be more than 8.875% with an estimated maximum monthly payment (principal and interest only) of $3,023.45. Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Your interest rate and payment may increase with the first or any subsequent adjustment. This example assumes the Treasury index will be used throughout the life of the loan and will not change. Fees, other charges, and terms subject to change. Available loan programs and terms will vary by state.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS 1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and  Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. All information is believed accurate and subject to change without notice. 09/2025