Abbey Valley
*Contracts written between 5/1/2026 to 5/31/2026. Offer is available on new builds when paying cash or using Silverton Mortgage in Abbey Valley. Available for well-qualified buyers on full-price offers only. Must be established at the initial contract; can't be added post-contract. Buyer can choose between two options: 1) Silverton Forward Mortgage Program, or 2) Builder credit of up to a maximum of $25,000 may be applied towards design options, not the base price of the home. Options can be combined. Forward Mortgage program subject to Silverton Mortgages' rules, restrictions and program qualifications. Contact Summit Homes for additional information, qualifications and restrictions. Cannot be combined with any other offers, including Silverton’s $3,000 seller paid closing costs, the Local Legends program, 3RD THU voucher, or Buyer University. Builder credit is to be reflected on the closing settlement statement. Subject to change without notice.

Bailey Farms
*Contracts written between 5/1/2026 to 5/31/2026. Offer is available on new builds when paying cash or using Silverton Mortgage in Bailey Farms. Available for well-qualified buyers on full-price offers only. Must be established at the initial contract; can't be added post-contract. For twin homes or hue series builds, builder credit of up to a maximum of $15,000 may be applied toward closing costs, rate buydown or design options. Options can be combined. For honey or lifestyle homes, buyer can choose between two options: 1) Silverton Forward Mortgage Program or 2) Builder credit of up to a maximum of $20,000 may be applied toward closing costs, rate buydown or design options. Options can be combined. Forward Mortgage program subject to Silverton Mortgages' rules, restrictions and program qualifications. Contact Summit Homes for additional information, qualifications and restrictions. Cannot be combined with any other offers, including Silverton’s $3,000 seller paid closing costs, the Local Legends program, 3RD THU voucher, or Buyer University. Builder credit is to be reflected on the closing settlement statement. Subject to change without notice.

Oaks of Edgewood
*Contracts written between 5/1/2026 to 5/31/2026. Offer is available on new builds when paying cash or using Silverton Mortgage in Oaks of Edgewood. Available for well-qualified buyers on full-price offers only. Must be established at the initial contract; can't be added post-contract. Builder credit of up to a maximum of $2,500 may be applied to seller paid closing costs through Silverton Mortgage or paying cash. Contact Summit Homes for additional information, qualifications and restrictions. Cannot be combined with any other offers, including Silverton’s $3,000 seller paid closing costs, the Local Legends program, 3RD THU voucher, or Buyer University. Builder credit is to be reflected on the closing settlement statement. Subject to change without notice.

Retreat at Chapman
*Contracts written between 5/1/2026 to 5/31/2026. Offer is available on new builds when paying cash or using Silverton Mortgage in Retreat at Chapman Farms. Available for well-qualified buyers on full-price offers only. Must be established at the initial contract; can't be added post-contract. Builder credit of up to a maximum of $2,500 may be applied to seller paid closing costs through Silverton Mortgage  or paying cash. Contact Summit Homes for additional information, qualifications and restrictions. Cannot be combined with any other offers, including Silverton’s $3,000 seller paid closing costs, the Local Legends program, 3RD THU voucher, or Buyer University. Builder credit is to be reflected on the closing settlement statement. Subject to change without notice.

Holly Farms
*Contracts written between 5/1/2026 to 5/31/2026. Offer is available on new builds when paying cash or using Silverton Mortgage in Holly Farms. Available for well-qualified buyers on full-price offers only. Must be established at the initial contract; can't be added post-contract. Builder credit of up to a maximum of $2,500 may be applied to seller paid closing costs through Silverton Mortgage or paying cash. Contact Summit Homes for additional information, qualifications and restrictions. Cannot be combined with any other offers, including Silverton’s $3,000 seller paid closing costs, the Local Legends program, 3RD THU voucher, or Buyer University. Builder credit is to be reflected on the closing settlement statement. Subject to change without notice.

Somerbrook
*Contracts written between 5/1/2026 to 5/31/2026. Offer is available on new builds when paying cash or using Silverton Mortgage in Somerbrook. Available for well-qualified buyers on full-price offers only. Must be established at the initial contract; can't be added post-contract. Builder credit of up to a maximum of $15,000 may be applied toward closing costs, rate buydown or design options. Options can be combined. Closing costs subject to Silverton Mortgages' rules, restrictions and program qualifications. Contact Summit Homes for additional information, qualifications and restrictions. Cannot be combined with any other offers, including Silverton’s $3,000 seller paid closing costs, the Local Legends program, 3RD THU voucher, or Buyer University. Builder credit is to be reflected on the closing settlement statement. Subject to change without notice.

Starbrooke
*Contracts written between 5/1/2026 to 5/31/2026. Offer is available on new builds when paying cash or using Silverton Mortgage in Starbrooke. Available for well-qualified buyers on full-price offers only. Must be established at the initial contract; can't be added post-contract. Builder credit of up to a maximum of $2,500 may be applied to seller paid closing costs through Silverton Mortgage or paying cash. Contact Summit Homes for additional information, qualifications and restrictions. Cannot be combined with any other offers, including Silverton’s $3,000 seller paid closing costs, the Local Legends program, 3RD THU voucher, or Buyer University. Builder credit is to be reflected on the closing settlement statement. Subject to change without notice.

Sendera
*Contracts written between 5/1/2026 to 5/31/2026. Offer is available on new builds when paying cash or using Silverton Mortgage in Sendera. Available for well-qualified buyers on full-price offers only. Must be established at the initial contract; can't be added post-contract. Builder credit of up to a maximum of $2,500 may be applied to seller paid closing costs through Silverton Mortgage or paying cash. Contact Summit Homes for additional information, qualifications and restrictions. Cannot be combined with any other offers, including Silverton’s $3,000 seller paid closing costs, the Local Legends program, 3RD THU voucher, or Buyer University. Builder credit is to be reflected on the closing settlement statement. Subject to change without notice.

Wolf Run
*Contracts written between 5/1/2026 to 5/31/2026. Offer is available on new builds when paying cash or using Silverton Mortgage in Wolf Run. Available for well-qualified buyers on full-price offers only. Must be established at the initial contract; can't be added post-contract. Builder credit of up to a maximum of $30,000 may be applied toward closing costs, rate buydown or design options. Options can be combined. Closing costs subject to Silverton Mortgages' rules, restrictions and program qualifications. Contact Summit Homes for additional information, qualifications and restrictions. Cannot be combined with any other offers, including Silverton’s $3,000 seller paid closing costs, the Local Legends program, 3RD THU voucher, or Buyer University. Builder credit is to be reflected on the closing settlement statement. Subject to change without notice. 

**Special Financing:

THESE OFFERS MAY NOT BE COMBINED WITH OTHER INCENTIVES.

All trademarks are the property of their respective owners.

Silverton Mortgage is authorized to originate FHA and VA loans, but it is not an agent of, or affiliated with, the U.S. Government.

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL.

*Example of 96.5% LTV FHA Loan Program with $400,000 sales price. $392,755 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $2,048.80 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $14,000 required. Example assumes 780 credit score and includes $1,595 origination fee, 5.510% APR, and 4.75% interest rate as of 03/27/2026. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Summit Homes sales manager for a list of eligible homes. Contracts written on or after 03/27/2026. Loan must close before 11/23/2026. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

**Example of 100% LTV (0% Cash Down) VA Loan Program with $400,000 sales price. $400,000 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $2,112.67 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 0% cash down payment of $0 required. Example assumes 780 credit score, 4.967% APR, and 4.75% interest rate as of 03/27/2026. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Summit Homes sales manager for a list of eligible homes. Contracts written on or after 03/27/2026. Loan must close before 11/23/2026. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

***Example of 75% LTV Conventional Loan Program with $400,000.00 sales price. $300,000.00 loan amount - 30-year fixed rate loan with zero points based on 360 monthly payments at $1,608.63 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. Down payment of $100,000 required. Example assumes 780 credit score and includes $1,495 origination fee, 5.147% APR, and 4.99% interest rate as of 09/09/25. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Contact your Summit Homes sales manager for a list of eligible homes. Contracts written on or after 02/20/2026. Loan must close before 10/19/2026. All terms and conditions subject to credit approval, market conditions and availability. Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires.

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St. NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS 1561, www.nmlsconsumeraccess.org, AZ Lic. #BK0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by PA Dept. of Banking and Securities. Licensing information: www.silvertonmortgage.com/licensing. All information is believed to be accurate and subject to change without notice. 04/202